0% interest offers on big purchases (cars furniture etc)/credit cards
0% interest on financing means free money! Or does it? I saw a motivational coffee mug the other day that read “Don’t settle for good enough.” As the mug sat…
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Why You Need an Estate Plan
https://www.renozahm.com/staff-profiles/jared-arthur-clay/&sa=D&source=editors&ust=1633640745385000&usg=AOvVaw3f6Y_8EEFHomdt7ExPDEJb Don’t let the fancy name fool you. An estate sale is just a whole-house yard sale. No need to wear a suit and tie and carry a numbered paddleboard…
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7 Reasons Why You Need a Budget
Throughout the previous two tumultuous years, there have been ups and downs, and not just in the markets. Everyone has felt an impact of the pandemic whether physically, mentally, or…
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When Do You Need a Financial Advisor?
This is a case of the “when” being the “why,” so let’s knock out two birds with one overachieving boulder. On a runway. When you’re ramping up for one of…
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Should you give your child an early inheritance?
One of the things that give me the greatest joy as a financial planner is knowing that the work, I do has a bigger impact. The benefits of the plans…
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Can your 401(k) affect your Social Security?
Here’s the truth about retirement planning; it used to be a whole lot easier. There used to be a lot less planning involved. Life generally looked like this: work for…
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Investing In Education: A Teacher’s Guide to Retirement
“Class, I have an important announcement.” Ms. Perry paused for effect. “I’m very sorry to tell you that I won’t see you again until next year.” A few kids gasped.…
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The Effects Of Upcoming Tax Legislation On Your Retirement
Now that we’ve grabbed your attention and raised your blood pressure with the headline, let us assure you that we have only good news. While there is no formalized plan,…
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Tips For Post-Pandemic Spending
When the going gets tough, the tough get cooking from scratch…and paying off debt…and using hand sanitizer. We might have taken some creative liberties with that idiom, but a lot…
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I’m Retired, Now What?
People approach retirement age with excitement or fear, and sometimes a mix of both. The promise of free time, rest, travel, and lower stress levels is often coupled with anxiety…
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Financial Advice for Recent College Graduates
We’ve heard the jokes about searching for work after college in this day and age. The job postings read something along the lines of: Entry-level position Minimum 7 years of…
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What is a Bear Market and Should I Be Worried When It Happens?
When you turn on the news, you’ll hear a lot of investment talk. Frequently they use terms and jargon that they assume the person watching understands. Unless you are watching…
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